The Great New York Fire was a conflagration that destroyed the New York Stock Exchange and most of the buildings on the southeast tip of Manhattan around Wall Street on December 16–17, 1835.
The fire began in the evening in a five-story warehouse at 25 Merchant Street (now called Beaver Street)[1] at the intersection with Pearl Street between Hanover Square, Manhattan[2] and Wall Street in the snow-covered city and was fed by gale-force winds blowing from the northwest towards the East River. With temperatures as low as −17 °F (−27 °C) and the East River frozen solid, firefighters had to cut holes in the ice to get water. Water then froze in the hoses and pumps. Attempts to blow up buildings in its path (a technique later regarded as counterproductive) were thwarted by a lack of gunpowder in Manhattan. Firefighters coming to help from Philadelphia said they could see signs of the fire there.
About 2 a.m. Marines returned with gunpowder from the Brooklyn Navy Yard and blew up buildings in the fire's path. By then it covered 50 acres (200,000 m2), 17 blocks of the city, destroying between 530 and 700 buildings. The area is now reported as Coenties Slip in the south to Maiden Lane in the north and from William Street in the west to the East River.[3] The losses were estimated at twenty million dollars, which, in today's value would be hundreds of millions. Two people were killed.
Insurance was not forthcoming because several insurance company headquarters burned, bankrupting those companies. A description of the conflagration was in the History of New York:[4]
An investigation did not assess blame and reported that the cause of the fire was a burst gas pipe that was ignited by a coal stove.[5]
Since the fire occurred in the middle of an economic boom caused by the recent opening of the Erie Canal, the destroyed wooden buildings were quickly replaced by larger stone and brick ones that were less prone to widespread major fires. The fire also prompted construction of a new municipal water supply, now known as the Old Croton Aqueduct, and a reform and expansion of the fire service. As a result, this was the last great fire of New York. Still, the insurance companies who lost buildings in the fire decided rebuilding was not worth the risk, and moved operations to Hartford, Connecticut. Today, Hartford is still known as the "Insurance Capital of the World."